Student Travel Insurance - AIG Student Assist Congratulations on embarking on your studies overseas! As you explore the exciting world of education abroad, it’s the beginning of many hopes, dreams and aspirations that will be fulfilled.
Study with complete peace of mind
We offer comprehensive travel insurance coverage for Singapore students during their overseas studies. Just before you set off on your journey of experience and opportunities, have you ensured that you are well protected should the unexpected affect your long-term plans? You may worry about your studies being interrupted due to unforeseen circumstances. Perhaps you fancy trying out some amateur sports and leisure activities while you’re away. And since you’re overseas, why not travel and see the world during your vacation? Even when you're back in your home country for the holidays, wouldn’t you like to enjoy them restfully? Don’t wait. Make the important decision to enjoy complete peace of mind during your studies abroad. While it’s great to know that life will always surprise us, it helps to be prepared! Choose to be reassured. Choose AIG Student Assist. As one of the world’s leading insurers, AIG is fully committed to assist you should you ever need to call on us. We’re therefore you, 24 hours a day, anywhere in the world. With our worldwide network, we can liaise with reciprocal international offices who can render help locally, If necessary, we even provide for emergency medical evacuations by private jet. It’s also our assurance to you that all claims will be handled professionally with no undue delay. Long Term Student Plan (7 months or longer in duration) (S$) Core Benefits | Classic Plan | Elite Plan | | Study Interruption | $ 10,000 | $ 20,000 | | Sponsor Protection | $ 15,000 | $ 20,000 | | Accident Medical Expenses | $ 10,000 | $ 15,000 | | Compassionate Visit (2-way) | $ 7,000 | $ 10,000 | | Accidental Death & Disablement | $ 100,000 | $180,000 | | Emergency Medical Evacuation | Unlimited | Unlimited | | Repatriation of Remains | Unlimited | Unlimited | | AIAS Worldwide 24-Hour Alarm Assistance Service | Included | Included | | Felonious Assault (Benefit payable in addition to Accidental Death & Disablement Benefit) | 50,000 | $ 90,000 | Lost Luggage & Personal Effects
(Registered with common carrier)
Excess per claim
Max. Limit per article/pair/set
Max. Limit per Laptop Computer | $ 1,000
$ 50
$ 250
$ 750 | $ 2,000
$ 50
$ 500
$ 1,500 | | Personal Liability | $160,000 | $240,000 |
For details please refer to terms & conditions.For details please refer to terms & conditions. Premium Table (for Long Term Student Plan) (S$) | Core Benefits | Classic Plan | Elite Plan | Optional Plan A | Optional Plan B | Optional Plan C | | 1 year | $ 360 | $ 672 | $ 655 | $ 768 | $1056 | | 2 years | $ 650 | $1124 | $1308 | $1536 | $2112 | | 3 years | $ 950 | $1648 | $1958 | $2304 | $3168 | | 4 years | $1224 | $2285 | $ 2614 | $3072 | $4224 |
Important Notes:
1. Eligible Persons - Any individual, between fifteen (15) and forty-five (45) years of age, who is enrolled and attending full-time, a registered education institution of higher learning, outside of his Home Country, and who has paid the appropriate premium for this Insurance. 2. The Insured person can only be covered under one such policy for the same period. Short Term Student Plan (Up to 6 months in duration) (S$) For details please refer to terms & conditions.Premium Table (for Short Term Student Plan) (S$) Core Plan | Premium Table | | Monthly premium per person | $ 60 |
Main Exclusions
As with all insurance policies, there are exclusions. The main ones are highlighted below: 1. Acts of war, participation in illegal acts, professional and/or competitive sports, pregnancy or childbirth, suicide or self-inflicted Injury, AIDS, mental and nervous disorders. 2. Any pre-existing conditions for which the Insured Person received medical treatment, diagnosis, consultation or prescribed drugs within one (1) year preceding the effective date of this policy or, a condition for which medical advice or treatment was recommended by a physician within one (1) year preceding the effective date of the cover. 3. Any loss due to your engagement in naval, military or airforce service or operations; acting as a crew member or an operator of any air carrier; testing of any kind of conveyance; engagement in any kind of labour work; engagement in offshore or mining or aerial photography: handling of explosives. Study Interruption
If you are unable to continue your school semester due to serious medical or compassionate reasons, we will reimburse you the tuition fee paid in advance for the current semester. Sponsor Protection
In the event of accidental death or permanent disablement of your sponsor, you will be reimbursed the remaining school fees up to the maximum limit shown in the Schedule of Benefits. Accident Medical Expenses
If you are injured accidentally, we will reimburse you the actual cost of hospitalisation or outpatient treatment, incurred overseas within 90 days from the date of the accident, up to the maximum limit shown in the Schedule of Benefits. Compassionate Visit (2-way)
• Visit by Family Member If you are hospitalised for more than five (5) consecutive days, we will cover the cost of a round-trip economy class air ticket and accommodation expenses for an immediate family member to beat your bedside
• Visit by Student in the event of death or hospitalisation of your parent(s)/spouse/child(ren) for more than five (5)consecutive days, we will cover the cost of a round-trip economy class air ticket if you are required to return to your home country. Personal Accident
Overseas Student Assist provides worldwide coverage against Accidental Death and Permanent Disablement whilst you are studying abroad, on vacation anywhere in the world or even when you are back in your home country. American International Assistance Service (AlAS)
A full range of 24-hour worldwide emergency & assistance services is available to you absolutely free. Just place a reverse call charge to the AlAS Alarm Centre any time of the day, wherever you are, to call on the following services:
• Pre-Trip Assistance Service
• Medical Service Consultation/Advice/Referral
• Hospital Admission Assistance (including Guarantee of Hospitalisation Deposit and Direct Settlement of covered hospitalisation bills)
• Emergency Medical Evacuation and Repatriation
• Baggage Service
• Legal Service
• Emergency Ticket Service Emergency Medical Evacuation
In the event that you suffer from injury or illness which necessitates your emergency medical evacuation, AlAS will arrange for the evacuation and pay for the expenses incurred. Repatriation of Remains
In the unfortunate event of your death during your stay overseas, AlAS will arrange and pay for all reasonable covered expenses incurred in returning your remains to your home country. Felonious Assault
You will be covered in the event that you suffer accidental death or disablement as a result of events such as robbery, felonious assault or any criminal act of violence directed at you. This benefit is payable in addition to the Accidental Death and Disablement cover. Lost Luggage & Personal Effects
You will be covered for accidental loss or damage to your checked-in luggage wherever you travel. Coverage for hand-carried Laptop Computers is also included. Personal Liability Abroad
You will be covered against liability to third parties or damage to their property caused by his/her negligence. Medical Expenses for Accident and Sickness
(Optional for Long Term Plan and included for Short Term Plan)
In addition to the Core Benefits described above, you have the flexibility to include an optional medical plan that covers both outpatient and hospitalisation medical expenses for Sickness and Accident. Even Home Country medical expenses are covered. AIG - Leading the Way
AIG is the world’s leading international insurance and financial services organization, with operations in approximately 130 countries and jurisdictions. AIG member companies serve commercial, institutional and individual customers through the most extensive worldwide property-casualty and life insurance networks of any insurer. In the United States, AIG companies are the largest underwriters of commercial and industrial insurance, and AIG American General is a top-ranked life insurer. AIG’s global businesses also include financial services, retirement savings and asset management. AIG’s financial services businesses include aircraft leasing, financial products, trading and market making. AIG’s growing global consumer finance business is led in the United States by American General Finance. AIG also has one of the largest U.S. retirement savings businesses through AIG SunAmerica and AIG VALIC, and is a leader in asset management for the individual and institutional markets, with specialized investment management capabilities in equities, fixed income, alternative investments and real estate. AIG’s common stock is listed on the New York Stock Exchange, as well as the stock exchanges in London, Paris, Switzerland and Tokyo. Call us at (65) 6728 7746 or submit to find out how can we help you better.
We’ll be most happy to answer any queries and attend to your needs. AIG Overseas Student Assist Enrolment Form | 
Long Term Plan