| | AIG Assist™ Policy Highlights / CoverageAIG Assist™ Global Travel Insurance is underwritten by American Home Assurance Company, Singapore,
a member of American International Group, Inc. (AIG) SUMMARY OF COVERAGES | MAXIMUM BENEFIT S$ |
| | | Section 1 | Medical and Accidental Dental Expense Incurred Overseas | | | | | Covers outpatient and hospitalization, medical expenses incurred overseas due to Sickness or Injury. Accidental Dental Expenses during the Trip. | | | | | Insured Person before the attainment of 70 years and below | Unlimited | $500,000 | $250,000 | | Insured Person upon attainment of 70 years and above | $100,000 | $100,000 | $100,000 | | Insured Child before the attainment of 18 years or 23 years if studying full time in a recognized institution of higher learning | $200,000 | $200,000 | $200,000 | | Section 2 | Medical Expenses incurred in Singapore | | | | | Covers for medical treatment or follow-up treatment in Singapore. | | | | | Insured Person before the attainment of 70 years and below | $50,000 | $25,000 | $12,500 | | Insured Person upon attainment of 70 years and above | $5,000 | $2,500 | $1,000 | | Insured Child before the attainment of 18 years or 23 years if studying full time in a recognized institution of higher learning | $10,000 | $10,000 | $10,000 | | Section 3 | Medical Expenses - Women Benefit | | | | | Incurred overseas due to Pregnancy Related Sickness. | $8,000 | $5,000 | $2,000 | | Section 4 | Treatment by Traditional Chinese Medicine | | | | | Covers Chinese Physician treatment | $500 | $300 | $100 | | Section 5 | Overseas Hospital Income | | | | | Pays S$200 for every complete day You are hospitalized overseas. | $50,000 | $30,000 | $10,000 | | Section 6 | Hospital Income in Singapore | | | | | Pays S$100 for every complete day You are hospitalised in Singapore. | $1,000 | $1,000 | $500 | | Section 7 | Emergency Medical Evacuation | | | | | Covers all AIAS Emergency Medical Evacuation expenses. | Unlimited | Unlimited | $500,000 | | Section 8 | Repatriation | | | | | Covers all AIAS expenses incurred in returning Your remains to Singapore in the event You suffer death during the Trip. | Unlimited | Unlimited | $30,000 | | Section 9 | Direct Repatriation | | | | | Covers all AIAS expenses incurred in returning Your remains to Your home country in the event You suffer death during the Trip. | Unlimited | $30,000 | $15,000 | | Section 10 | Hospital Visitation | | | | | Pays for the incidental expenses for the visit of one Relative or friend if You cannot be evacuated and require hospitalisation for more than 5 days, whilst overseas.. | $10,000 | $5,000 | $3,000 | | Section 11 | Compassionate Visit | | | | Pays for the incidental expenses of sending one Relative or friend if assistance is required to assist
in the repatriation arrangement of Your remains. | $10,000 | $5,000 | $3,000 | | Section 12 | Child Guard | | | | | Pays for one Relative or friend to accompany Your children home following Your hospitalisation. | $10,000 | $5,000 | $3,000 | | Section 13 | Emergency Telephone Charges | | | | | Reimburses You for telephone charges for medically related services incurred in contacting AIAS. | $250 | $100 | $100 | | Section 14 | Automatic Extension of Policy Period | | | | Allows You automatic extension of this policy for up to 30 days without additional premium due to
hospitalisation and quarantine. | YES | YES | YES |
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 For details please refer to travel insurance terms & conditions.AIG Assist™ Global Travel Insurance is underwritten by American Home Assurance Company, Singapore,
a member of American International Group, Inc. (AIG) | | Section 15 | Accidental Death & Permanent Disablement | | | | | Covers death and disablement arising from an Accident during the Trip. | | | | | Insured Person before the attainment of 70 years and below | $500,000 | $200,000 | $150,000 | | Insured Person upon attainment of 70 years and above | $200,000 | $100,000 | $50,000 | | Insured Child before the attainment of 18 years or 23 years if studying full time in a recognized institution of higher learning | $100,000 | $100,000 | $50,000 | | Section 16 | Public Transport Double Cover | | | | | Accidental Death benefit is doubled in the event of the Insured Person’s death while traveling in a Public Transport including Common Air Carrier | | | | | Insured Person before the attainment of 70 years and below | $1,000,000 | $400,000 | NA | | Insured Person upon attainment of 70 years and above | $400,000 | $200,000 | NA | | Insured Child before the attainment of 18 years or 23 years if studying full time in a recognized institution of higher learning | $200,000 | $200,000 | NA | | Section 17 | Child Education Grant | | | | | Pays for each legally dependent child (before attaining 23 years and below) studying as a full-time student in a recognised institution of learning as a result of Your accidental loss of life. | $5,000 | $5,000 | NA |
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For details please refer to travel insurance terms & conditions.AIG Assist™ Global Travel Insurance is underwritten by American Home Assurance Company, Singapore,
a member of American International Group, Inc. (AIG) | | Section 18 | Travel Cancellation | | | | | Covers loss of irredeemable travel and accommodation expenses paid in advance and occurring up to 30 days prior to departure from Singapore. | $15,000 | $10,000 | $5,000 | | Section 19 | Travel Postponement | | | | | Covers additional administrative charges for travel and accommodation expenses paid in advance and occurring up to 30 days prior to departure from Singapore. | $2,000 | $1,000 | $500 | | Section 20 | Travel Cancellation due to insolvency | | | | | Covers the loss of irrecoverable charges or deposit paid in advance in the event of insolvency. | $5,000 | $3,000 | $1,000 | | Section 21 | Travel Curtailment including Aircraft Hijacking | | | | | Covers additional travel or accommodation expenses incurred or forfeited after the commencement of the Trip. | $15,000 | $10,000 | $5,000 | | Section 22 | Travel Interruption | | | | | Covers the unused portion of the trip due to Your hospitalisation whilst overseas. | $8,000 | $5,000 | $3,000 | | Section 23 | Personal Baggage including Laptop Computer | | | | | Covers loss or damage to baggage, clothing, personal effects, laptop computer (maximum $500 for any one article or pair or set of articles. Maximum for laptop computer is $1,000). | $5,000 | $5,000 | $3,000 | | Section 24 | Jewellery Coverage | | | | | Compensates the loss of jewellery whilst overseas due to robbery. | $750 | $500 | NA | | Section 25 | Baggage Delay | | | | | Pays $200 for each full 6 consecutive hours that Your baggage is delayed whilst overseas and in Singapore. | $1,000 | $1,000 | $1,000 | | Section 26 | Travel Documents | | | | Pays Your travel and hotel expenses including cost of obtaining replacement passports, travel tickets and other relevant travel documents. Loss of money due to theft is also covered
(maximum $300). | $5,000 | $5,000 | $3,000 | | Section 27 | Travel Delay | | | | | Pays $100 for each full 6 consecutive hours of delay whilst overseas and in Singapore. | $1,000 | $1,000 | $1,000 | | Section 28 | Flight Diversion | | | | | Pays $100 for each 6 full consecutive hours if Your flight has been diverted to another destination whilst overseas due to adverse weather conditions. | $1,000 | $1,000 | $1,000 | | Section 29 | Flight Overbooking | | | | | Pays $100 in the event You failed to board the scheduled flight due to an overbooking although You have a confirmed reservation from the airline. | $100 | $100 | NA | | Section 30 | Travel Misconnection | | | | | Covers expenses incurred as a result of misconnection of conveyance. | $500 | $200 | $200 | | Section 31 | Kidnap & Hostage | | | | | Pays $250 for loss of income for every 24 hours You are kidnapped whilst on the Trip. | $10,000 | $5,000 | $3,000 | | Section 32 | Personal Liability | | | | | Covers You against liability to third parties or damage to their property caused by Your negligence. | $1,000,000 | $1,000,000 | $500,000 | | Section 33 | Golf Advantage | | | | | a) Covers You for damage or loss of golfing equipment. | $750 | $500 | $500 | | b) Covers You for entertainment expenses incurred in achieving Hole-in-One. | $250 | NA | NA | | Section 34 | Home Guard | | | | | Pays for damage (due to fire) to Household Contents per residence which was left vacant for the full duration of the Trip. | $5,000 | $5,000 | NA | | Section 35 | Rental Vehicle Excess | | | | | Pays for the cost of the insurance excess of a car rented by You if it is involved in an accident. | $750 | $500 | NA | | Section 36 | Pet Care | | | | | Pays $50 for each full 8 consecutive hours’ delay of the returning flight to Singapore; to cover additional cost incurred by You placing Your cat or dog in a kennel/cattery or pet hotel. | $500 | $250 | NA | | Section 37 | Cover in the event of Terrorism | | | | | Sections 1 through 38 of this Policy are applicable if they occur as the result of an Act of Terrorism whilst You are on a Trip. | YES | YES | YES | Section 38 | red24 | | | | | Offers invaluable online access to security advice and guidance from trained security Specialists. Available 24 hours a day. | YES | YES | YES |
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For details please refer to travel insurance terms & conditions.AIG Assist™ Global Travel Insurance is underwritten by American Home Assurance Company, Singapore,
a member of American International Group, Inc. (AIG) |
Introduction to AIG Assist™
Overseas Medical Assist