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Travel Guard Policy Highlights / Coverage

This travel insurance is underwritten by Chartis Singapore Insurance Pte. Ltd. Servicing agent: Loh Leng Ngah
(AIG Travel InsuranceAIG travel insurance AIG Assist is now known as Chartis Travel Guard )
Activation is IMMEDIATE upon successful completion of online proposal form & payment process.
Travel insurance policy document shall be sent to Insured via email.

Medical and Travel BenefitsPersonal Accident Benefits
Travel Inconvenience BenefitsSupplementary Benefits

SUMMARY OF COVERAGE

MAXIMUM BENEFIT S$

MEDICAL AND TRAVEL BENEFITS
Premier
Superior
Classic
Section 1
Medical & Accident Dental Expenses Incurred Overseas   
Insured Person (under age of 70 years)
$2,000,000
$500,000
$250,000
Insured Person (age 70 years or older)
$75,000
$75,000
$50,000
Insured Child in a Family Plan
$200,000
$200,000
$200,000
Section 2
Medical Expenses Incurred in Singapore   
Insured Person (under age of 70 years)
$50,000
$25,000
$10,000
Insured Person (age 70 years or older)
$5,000
$2,500
$1,000
Insured Child in a Family Plan
$10,000
$10,000
$10,000
Section 3
Medical Expenses - Women Benefit$8,000$5,000$2,000
Section 4
Treatment by Physician$500$300$100
Section 5
Overseas Hospital Income$50,000$30,000$10,000
Section 6
Hospital Income in Singapore$1,000$1,000$500
Section 7
Emergency Medical EvacuationUnlimitedUnlimited$500,000
Section 8
RepatriationUnlimitedUnlimitedUnlimited
Section 9
Direct RepatriationUnlimitedUnlimitedUnlimited
Section 10
Hospital Visitation$15,000$10,000$5,000
Section 11
Compassionate Visit$10,000$5,000$3,000
Section 12
Child Protector$10,000$5,000$3,000
Section 13
Emergency Telephone Charges$250$250$100
Section 14
Automatic Extension of Policy CoverYesYesYes
Please refer to travel insurance policy specify terms, conditions and exclusions.

This travel insurance is underwritten by Chartis Singapore Insurance Pte. Ltd. Servicing agent: Loh Leng Ngah
(AIG Travel InsuranceAIG travel insurance AIG Assist is now known as Chartis Travel Guard )
Activation is IMMEDIATE upon successful completion of online proposal form & payment process.
Travel insurance policy document shall be sent to Insured via email.

PERSONAL ACCIDENT BENEFITS

Premier
Superior
Classic
Section 15
Accidental Death & Permanent Disablement    
Insured Person (under age of 70 years)
$500,000
$200,000
$150,000
Insured Person (age 70 years or older)
$200,000
$100,000
$50,000
Insured Child in a Family Plan
$100,000
$100,000
$50,000
Section 16
Public Transport Double Cover   
Insured Person (under age of 70 years)
$1,000,000
$400,000
NA
Insured Person (age 70 years or older)
$400,000
$200,000
NA
Insured Child in a Family Plan
$200,000
$200,000
NA
Section 17
Child Education Grant$5,000$5,000NA
Please refer to travel insurance policy specify terms, conditions and exclusions.

This travel insurance is underwritten by Chartis Singapore Insurance Pte. Ltd. Servicing agent: Loh Leng Ngah
(AIG Travel InsuranceAIG travel insurance AIG Assist is now known as Chartis Travel Guard )
Activation is IMMEDIATE upon successful completion of online proposal form & payment process.
Travel insurance policy document shall be sent to Insured via email.

TRAVEL INCONVENIENCE BENEFITS
Premier
Superior
Classic
Section 18
Travel Cancellation$15,000$10,000$5,000
Section 19
Travel Postponement$2,000$1,000$500
Section 20
Travel Cancellation due to Insolvency$5,000$3,000$1,000
Section 21
Travel Curtailment$15,000$10,000$5,000
Section 22
Fraudulent Credit Card Usage$1,000$1,000$1,000
Section 23
Personal Baggage including Laptop Computer$5,000$5,000$3,000
Section 24
Jewellery Coverage$750$500$100
Section 25
Baggage Delay$1,000$1,000$1,000
Section 26
Travel Documents$5,000$5,000$3,000
Section 27
Travel Delay$1,000$1,000$1,000
Section 28
Flight Diversion$1,000$1,000$1,000
Section 29
Flight Overbooking$100$100NA
Section 30
Travel Misconnection$500$200$200
Section 31
Kidnap & Hostage$10,000$5,000$3,000
Section 32
Personal Liability Abroad$1,000,000$1,000,000$1,000,000
Please refer to travel insurance policy specify terms, conditions and exclusions.

This travel insurance is underwritten by Chartis Singapore Insurance Pte. Ltd. Servicing agent: Loh Leng Ngah
(AIG Travel InsuranceAIG travel insurance AIG Assist is now known as Chartis Travel Guard )
Activation is IMMEDIATE upon successful completion of online proposal form & payment process.
Travel insurance policy document shall be sent to Insured via email.

SUPPLEMENTARY BENEFITS
Premier
Superior
Classic
Section 33
Golf Advantage   
• Damage or Loss of Golfing Equipment.
• Hole-in-One.
• Loss of use of Green Fees.
$750
$250
$250
$500
$250
$250
$500
NA
NA
Section 34
Home Guard$5,000$5,000NA
Section 35
Car Renta Excess Charges and Return $750$500NA
Section 36
Pet Care $500$250NA
Section 37
Disruption Benefits$300$200$100

Section 38

Cover in the event of TerrorismYesYesYes
Please refer to travel insurance policy specify terms, conditions and exclusions.

 

Important Notice: This is not a contract of insurance. The exact terms, conditions and exclusions of this travel insurance are specified in the policy contract. No insurance is in force until your application has been accepted.
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