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Summary of Benefits		Plan 1	Plan 2	Plan 3
Section A : Overseas Medical Benefits		Sum Insured (S$)	Sum Insured (S$)	Sum Insured (S$)
1.	Medical & Accidental Dental Expenses Incurred Overseas Covers overseas medical expenses incurred as a result of accident or sickness whilst traveling	200,000	300,000	500,000
2.	Return Treatment Covers medical expenses incurred for treatment or follow-up treatment in Singapore or place of regular employment up to 45 days	7,500	15,000	20,000
3.	Treatment by Traditional Chinese Medicine (TCM) Covers Traditional Chinese Medicine expenses incurred whilst overseas and follow-up treatment in Singapore or place of regular employment	750	750	750
4.	Hospital Confinement Benefit Pays S$200 for every complete day the Insured Person is hospitalised overseas	10,000	10,000	10,000
5.	Double Hospital Confinement Benefit in ICU Pays S$400 for every complete day the Insured Person is hospitalised overseas in an Intensive Care Unit	16,000	16,000	16,000
6.	Hospital Visitation Pays incidental expenses for the visit of up to two friends or relatives if the Insured Person requires hospitalisation for more than 5 days whilst overseas	5,000	8,000	10,000
7.	Emergency Telephone Charges Reimbursement of mobile telephone charges for medical related services in contacting American International Assistance Services (AIAS)	200	200	200
Section B : Evacuation & Repatriation Benefits
8.	Emergency Medical Evacuation Covers all American International Assistance Services (AIAS) Emergency Medical Evacuation expenses	As Charged	As Charged	As Charged
9.	Repatriation Expenses Covers all AIAS expenses incurred in returning the mortal remains of the Insured Person, to Singapore	As Charged	As Charged	As Charged
10.	Direct Repatriation Expenses Covers all AIAS expenses incurred in returning the mortal remains of the Insured Person, to his/her home country	As Charged	As Charged	As Charged
11.	Compassionate Visit Pays for the incidental expenses of sending two relatives or friends if assistance is required to assist in repatriation arrangements of the Insured Person’s mortal remains	5,000	8,000	10,000
Section C : Personal and Accident Benefits
12.	Accidental Death & Permanent Disablement Covers the Insured Person in the event of Accidental Death and Disablement	200,000	300,000	500,000
13.	Accidental Burns Benefit Covers the Insured Person for serious burns in the event of an accident	200,000	300,000	500,000
14.	Fracture Benefit Pays for fractures suffered in an accident	3,000	3,000	3,000
15.	Compassionate Death Allowance Pays a lump sum allowance in the event the Insured Person suffers a loss of life due to an accident	5,000	5,000	5,000
16.	Child Education Fund Pays a lump sum education fund in the event the Insured Person suffers a loss of life due to an accident	25,000	25,000	25,000
Basic Coverage (Section A-C)
Annual Premium Per Person (Regional)		135	175	235
Annual Premium Per Person (International)		165	220	295
Section D : Travel Inconvenience Benefits
17.	Trip Cancellation Expenses Covers loss of irredeemable travel and accommodation expenses paid in advance and occurring up to 30 days prior to departure	5,000	8,000	10,000
18.	Trip Curtailment Expenses Covers additional travel or accommodation expenses incurred or forfeited after the commencement of the Trip	5,000	8,000	10,000
19.	Travel Delay Pays S$200 for each 6 full consecutive hours of delay whilst overseas or in Singapore	1,000	1,000	1,000
20.	Travel Misconnection Covers expenses incurred as a result of misconnection scheduled conveyance for at least 6 consecutive hours	1,000	1,000	1,000
21.	Baggage Delay Pays S$200 for each full 6 consecutive hours that the Insured Person’s baggage is delayed whilst overseas or upon arrival in Singapore	1,000	1,000	1,000
22.	Damage or Loss of Personal Baggage Covers loss or damage to baggage, clothing, personal effects & golfing equipment (Max. S$1000 for any one article or pair or set of article)	5,000	5,000	5,000
23.	Damage or Loss of Personal Portable Business Equipment Covers loss or damage to Mobile phones, Laptop Computers, Personal Digital Assistants (PDAs) (Max. S$1000 for any one article or pair or set of article)	2,000	2,000	2,000
24.	Loss of Travel Documents & Money including Credit Card Fraud Pays the Insured Person’s travel and hotel expenses including cost of obtaining replacement passports, travel tickets and other relevant travel documents	2,000	2,000	2,000
25.	Hijack Pays S$500 for each complete day the Insured Person is delayed due to an act of hijacking	5,000	5,000	5,000
Section E : Other Benefits
26.	Staff Replacement Benefits Pays the cost of sending out a replacement employee to continue the business for the original Insured Person, in the event the Insured Person is unable to continue his/her business due to a disability	5,000	5,000	5,000
27.	Credit Card Indemnity Pays the outstanding credit bill incurred during the trip in the event the Insured Person dies during a trip	5,000	5,000	5,000
28.	Legal Fees Pays the legal costs and expenses incurred as a result of dealing with claims for compensation against a third party causing the Insured Person's Accidental Death or Permanent Disablement during the Overseas Trip.	15,000	15,000	15,000
29.	Bail Bond Facility Provides assistance in arranging a bail bond if the Insured person is arrested following a road accident during a trip	15,000	15,000	15,000
30.	Personal Liability Covers the Insured Person against liability to third parties for accidental death or injury or accidental loss or damage to their property caused by his/her negligence	500,000	750,000	1,000,000
Comprehensive Coverage (Section A-E)
Annual Premium Per Person (Regional)		173	206	280
Annual Premium Per Person (International)		247	294	373
BENEFITS EXTENSION
Extended to cover you against Death or Injury as a result of :- (1) Strike, Riot, Civil Commotion and Terrorism (2) Hijack, Murder and Assault (3) Drowning and Suffocation (4) Exposure and Disapperance (5) Motor-Cycling (6) Unschedule Flight (7) Accidental Miscarriage
EXTENSION OF COVERAGE
(1) Automatic Extension of coverage period of up to 30 days due to Hospitalisation/Quarantine (2) Home Leave Extension of up to 14 days for expatriates

AD-HOC RATE TABLE

This plan is designed for the occasional traveller, which you pay only when you use it.
(BENEFITS SECTION A-E IS APPLICABLE TO PLAN 2 ONLY)

REGIONAL		INTERNATIONAL
1- 7 DAYS	S$ 25	1-5 DAYS	S$ 45
8-15 DAYS	S$ 55	6-10 DAYS	S$ 100
16 - 21 DAYS	S$ 90	11-15 DAYS	S$ 160
THEREAFTER EVERY 5 DAYS	S$ 25	THEREAFTER EVERY 5 DAYS	S$ 45

To be eligible for the ad-hoc travel plan, the company must sign up for at least 2 insured persons on an annual AIG corporate assist-enhanced plan.

How does it work?
Insured Member shall be given an ad-hoc travel card with a serial number, you will just need to call our hotline to activate coverage!

Monthly billing based on number of trips taken.

Click here for policy terms & conditions.

For further enquiry, please contact us @ (65) 6728 7746 or complete and submit the enquiry form so that we can propose a suitable travel insurance plan for your company.

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