| | AIG Corporate Assist Comprehensive Coverage| Summary of Benefits | Plan 1 | Plan 2 | Plan 3 | | Section A : Overseas Medical Benefits | Sum Insured (S$) | Sum Insured (S$) | Sum Insured (S$) | | 1. | Medical & Accidental Dental Expenses Incurred Overseas Covers overseas medical expenses incurred as a result of accident or sickness whilst traveling | 200,000 | 300,000 | 500,000 | | 2. | Return Treatment Covers medical expenses incurred for treatment or follow-up treatment in Singapore or place of regular employment up to 45 days | 7,500 | 15,000 | 20,000 | | 3. | Treatment by Traditional Chinese Medicine (TCM) Covers Traditional Chinese Medicine expenses incurred whilst overseas and follow-up treatment in Singapore or place of regular employment | 750 | 750 | 750 | | 4. | Hospital Confinement Benefit Pays S$200 for every complete day the Insured Person is hospitalised overseas | 10,000 | 10,000 | 10,000 | | 5. | Double Hospital Confinement Benefit in ICU Pays S$400 for every complete day the Insured Person is hospitalised overseas in an Intensive Care Unit | 16,000 | 16,000 | 16,000 | | 6. | Hospital Visitation Pays incidental expenses for the visit of up to two friends or relatives if the Insured Person requires hospitalisation for more than 5 days whilst overseas | 5,000 | 8,000 | 10,000 | | 7. | Emergency Telephone Charges Reimbursement of mobile telephone charges for medical related services in contacting American International Assistance Services (AIAS) | 200 | 200 | 200 | | Section B : Evacuation & Repatriation Benefits | | | | | 8. | Emergency Medical Evacuation Covers all American International Assistance Services (AIAS) Emergency Medical Evacuation expenses | As Charged | As Charged | As Charged | | 9. | Repatriation Expenses Covers all AIAS expenses incurred in returning the mortal remains of the Insured Person, to Singapore | As Charged | As Charged | As Charged | | 10. | Direct Repatriation Expenses Covers all AIAS expenses incurred in returning the mortal remains of the Insured Person, to his/her home country | As Charged | As Charged | As Charged | | 11. | Compassionate Visit Pays for the incidental expenses of sending two relatives or friends if assistance is required to assist in repatriation arrangements of the Insured Person’s mortal remains | 5,000 | 8,000 | 10,000 | | Section C : Personal and Accident Benefits | | | | | 12. | Accidental Death & Permanent Disablement Covers the Insured Person in the event of Accidental Death and Disablement | 200,000 | 300,000 | 500,000 | | 13. | Accidental Burns Benefit Covers the Insured Person for serious burns in the event of an accident | 200,000 | 300,000 | 500,000 | | 14. | Fracture Benefit Pays for fractures suffered in an accident | 3,000 | 3,000 | 3,000 | | 15. | Compassionate Death Allowance Pays a lump sum allowance in the event the Insured Person suffers a loss of life due to an accident | 5,000 | 5,000 | 5,000 | | 16. | Child Education Fund Pays a lump sum education fund in the event the Insured Person suffers a loss of life due to an accident | 25,000 | 25,000 | 25,000 | | Basic Coverage (Section A-C) | | | | | Annual Premium Per Person (Regional) | 135 | 175 | 235 | | Annual Premium Per Person (International) | 165 | 220 | 295 | | Section D : Travel Inconvenience Benefits | | | | | 17. | Trip Cancellation Expenses Covers loss of irredeemable travel and accommodation expenses paid in advance and occurring up to 30 days prior to departure | 5,000 | 8,000 | 10,000 | | 18. | Trip Curtailment Expenses Covers additional travel or accommodation expenses incurred or forfeited after the commencement of the Trip | 5,000 | 8,000 | 10,000 | | 19. | Travel Delay Pays S$200 for each 6 full consecutive hours of delay whilst overseas or in Singapore | 1,000 | 1,000 | 1,000 | | 20. | Travel Misconnection Covers expenses incurred as a result of misconnection scheduled conveyance for at least 6 consecutive hours | 1,000 | 1,000 | 1,000 | | 21. | Baggage Delay Pays S$200 for each full 6 consecutive hours that the Insured Person’s baggage is delayed whilst overseas or upon arrival in Singapore | 1,000 | 1,000 | 1,000 | | 22. | Damage or Loss of Personal Baggage Covers loss or damage to baggage, clothing, personal effects & golfing equipment (Max. S$1000 for any one article or pair or set of article) | 5,000 | 5,000 | 5,000 | | 23. | Damage or Loss of Personal Portable Business Equipment Covers loss or damage to Mobile phones, Laptop Computers, Personal Digital Assistants (PDAs) (Max. S$1000 for any one article or pair or set of article) | 2,000 | 2,000 | 2,000 | | 24. | Loss of Travel Documents & Money including Credit Card Fraud Pays the Insured Person’s travel and hotel expenses including cost of obtaining replacement passports, travel tickets and other relevant travel documents | 2,000 | 2,000 | 2,000 | | 25. | Hijack Pays S$500 for each complete day the Insured Person is delayed due to an act of hijacking | 5,000 | 5,000 | 5,000 | | Section E : Other Benefits | | | | | 26. | Staff Replacement Benefits Pays the cost of sending out a replacement employee to continue the business for the original Insured Person, in the event the Insured Person is unable to continue his/her business due to a disability | 5,000 | 5,000 | 5,000 | | 27. | Credit Card Indemnity Pays the outstanding credit bill incurred during the trip in the event the Insured Person dies during a trip | 5,000 | 5,000 | 5,000 | | 28. | Legal Fees Pays the legal costs and expenses incurred as a result of dealing with claims for compensation against a third party causing the Insured Person's Accidental Death or Permanent Disablement during the Overseas Trip. | 15,000 | 15,000 | 15,000 | | 29. | Bail Bond Facility Provides assistance in arranging a bail bond if the Insured person is arrested following a road accident during a trip | 15,000 | 15,000 | 15,000 | | 30. | Personal Liability Covers the Insured Person against liability to third parties for accidental death or injury or accidental loss or damage to their property caused by his/her negligence | 500,000 | 750,000 | 1,000,000 | | Comprehensive Coverage (Section A-E) | | | | | Annual Premium Per Person (Regional) | 173 | 206 | 280 | | Annual Premium Per Person (International) | 247 | 294 | 373 | | BENEFITS EXTENSION | Extended to cover you against Death or Injury as a result of :- (1) Strike, Riot, Civil Commotion and Terrorism (2) Hijack, Murder and Assault (3) Drowning and Suffocation (4) Exposure and Disapperance (5) Motor-Cycling (6) Unschedule Flight (7) Accidental Miscarriage | | EXTENSION OF COVERAGE | (1) Automatic Extension of coverage period of up to 30 days due to Hospitalisation/Quarantine (2) Home Leave Extension of up to 14 days for expatriates |
| AD-HOC RATE TABLE | This plan is designed for the occasional traveller, which you pay only when you use it. (BENEFITS SECTION A-E IS APPLICABLE TO PLAN 2 ONLY) |
| REGIONAL | | INTERNATIONAL | | | 1- 7 DAYS | S$ 25 | 1-5 DAYS | S$ 45 | | 8-15 DAYS | S$ 55 | 6-10 DAYS | S$ 100 | | 16 - 21 DAYS | S$ 90 | 11-15 DAYS | S$ 160 | | THEREAFTER EVERY 5 DAYS | S$ 25 | THEREAFTER EVERY 5 DAYS | S$ 45 |
To be eligible for the ad-hoc travel plan, the company must sign up for at least 2 insured persons on an annual AIG corporate assist-enhanced plan. How does it work? Insured Member shall be given an ad-hoc travel card with a serial number, you will just need to call our hotline to activate coverage! Monthly billing based on number of trips taken. Click here for policy terms & conditions. For further enquiry, please contact us @ (65) 6728 7746 or complete and submit the enquiry form so that we can propose a suitable travel insurance plan for your company. |