| | Property RefinancingBenefits & adva ntages of refinancing your housing loan :
 Improve monthly / yearly cashflow
Reduce average interest rates
Save money on loan repayment
Shorten housing loan term
Expand your financial options
Eliminate wastage of your hard earn money
Enhance overall financial standing We offer to help you with your property financial planning. Our Mortgage Consultants will assist in your property valuation, work out your financing requirements and tailor made a refinancing package for your properties. · No fees · No Obligations · No Membership · No CommitmentsSAVE TIME AND MONEY!!!!Call us NOW at (65) 98380220 or E-mail us to find out more how can we help you better.
We’ll be most happy to answer any queries and attend to your needs. Below are illustrations showing interest savings for the first five years, yearly cashflow saving and total interest savings over the tenure of your loan when the average interest rate is lowered through refinancing. | Illustration 1 | | Assumptions | | Current Loan : $ 1,000,000 | | Tenure : 25 years | | Current Interest Rate : 6.0% (monthly rest) for next 5 years | | Refinancing Interest : | Year 1 - 3.25 % fixed | | | Year 2 - 4.50 % fixed | | | Year 3 - 4.75 % discounted against board rate | | | Year 4 - 4.75 % discounted against board rate | | | Year 5 - 4.75 % discounted against board rate |
| | Total Interest Savings for 5 years = $ 79,966.30 | | | Annual Cashflow Saving = | Year 1 - $ 18,838.22 | | | Year 2 - $ 10,903.80 | | | Year 3 - $ 9,306.38 | | | Year 4 - $ 9,306.38 | | | Year 5 - $ 9,306.38 | can we help? |
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| Illustration 2 | | Assumptions | | Current Loan : $ 1,000,000 | | Current Tenure : 30 years | | Current Interest Rate : 6.0% (monthly rest) | | Refinancing Loan : $ 1,000,000 | | Refinancing Tenure : 30 years | | Refinancing Average Interest Rate over tenure : 5.0% (monthly rest) |
| | Total Interest Savings over Tenure of Loan = $ 225,824.05 | | Annual Cashflow Saving = $ 7,527.47 | can we help? |
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| Illustration 3 | | Assumptions | | Current Loan : $ 1,000,000 | | Current Tenure : 30 years | | Current Interest Rate : 6.5% (monthly rest) | | Refinancing Loan : $ 1,000,000 | | Refinancing Tenure : 30 years | | Refinancing Average Interest Rate over tenure : 5.0% (monthly rest) |
| | Total Interest Savings over Tenure of Loan = $ 342,887.04 | | Annual Cashflow Saving = $ 11,429.57 | can we help? |
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Travel Guard Travel Insurance is underwritten by American Home Assurance Company,
Singapore Branch (AHA), A Chartis Company. |
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