Work Injury Compensation Insurance
Is it mandatory to purchase Work Injury Compensation insurance?
Every employer is required by law to maintain adequate Work Injury Compensation (WIC) insurance for:
- All employees doing manual work, regardless of salary level; and
- All employees doing non-manual work and earning $1,600 or less a month.
|Failure to do so is an offence punishable by a maximum fine of $10,000 and/or imprisonment of up to 12 months. If you did not maintain adequate insurance (e.g. you have 10 manual workers but bought insurance for only 8 of them), you would have committed an offence.|
For other employees doing non-manual work with monthly earning of above $1,600, employers have the flexibility to decide whether to buy insurance for them. In the event of a valid claim, the employer will be required to pay the compensation even if he does not have insurance coverage for this group of employees.
For more information on Work
Injury Compensation ( (WICA) insurance,
please submit the following form: